Director – Finance

Job Description

Job Description
Work Location Options:
Hybrid

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let’s lead the way together.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

Risk Finance team in Amex supports regional Finance teams, Risk Management, and Marketing teams on all aspects of Loss Provision. Our key responsibilities include: Planning, Forecasting, & Reporting – Build financial forecasts for Net Loss Provision to aid in investment decisions. Communicate monthly results and highlight key drivers of change to better enable long-term planning.  This position will be part of a highly talented team with strong intellectual curiosity. Our team is excited about solving business problems through data and insights.

About Credit & Fraud Risk Finance

Credit & Fraud Risk (CFR) Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and credit-risk related insights and deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a hardworking team with strong intellectual curiosity.

About The Director – Stress Testing & Analytics Role

This role will lead the CCAR Provision team within Risk Finance under Corporate Planning (CP&A). The primary responsibility of the team is to leverage data, the latest tools and advanced techniques to innovate and help the organization make sound forecasts of the company’s Credit Provision forecast for all of AXP in the context of the annual Comprehensive Capital Analysis and Review (CCAR) exercise.

How will you make an impact in this role?

Develop and maintain provision forecast models for the US and lead international markets
Analyze portfolio/market trends and identify key drivers of forecasted performance
Update provision methodology documentation submitted to internal validation teams and external regulators
Partner with various cross-functional teams, including Treasury, Corporate Planning, and Risk in support of CCAR, ICAAP, and other business forecasting exercises
What You’ll Bring

Experience with credit provision concepts, particularly CECL for credit cards.
Proficiency in SQL/HiveQL required.  Python experience also desired.
Advanced Excel skills including experience with PowerQuery
A high level of proficiency in PowerPoint
Experience leading large and complex projects
CCAR experience desirable but not required
Skills to be successful in the role:

Leadership – Act & lead with courage, establish relationships (especially with senior leaders), make decisions quickly & influence change.
Strategic & Analytical – Ability to be a thought partner to help enhance the team’s goals; demonstration of analytical prowess exhibiting a positive change in results.
Communication – Ability to break down complex ideas into understandable and actionable messages
Growth Mindset – Positive and adaptable to a fast paced and dynamic environment
Organized – able to maintain multiple workstreams with great follow-up and attention to detail
Salary Range: $130,000.00 to $205,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That’s why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees – Click here to view the “Know Your Rights” poster and supplement and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.